Last Updated: January 1, 2026
The Annual Percentage Rate (APR) associated with financing arranged through our lender network ranges from 5.99% up to 35.99% for qualified consumers. The APR you receive is determined solely by the lender and is based on factors such as your creditworthiness, income, financing amount, and repayment term. RiverstoneLending does not set or control any APR.
Repayment terms range from a minimum of 91 days to a maximum of 72 months. The specific term offered is set by the lender and depends on the financing amount, your credit profile, and state law.
For illustrative purposes, a $1,000 financing amount with a 24% APR and a 12-month repayment term would result in 12 monthly payments of approximately $94.27, with a total repayment of approximately $1,131.22. Your actual rate, fees, and terms may differ. This example is provided for informational purposes only and is not a guarantee of any specific offer.
Lenders in our network may charge fees such as origination fees, late payment fees, or insufficient funds fees. The type and amount of any fees are determined by the lender and must be disclosed to you in writing before you accept any offer. RiverstoneLending does not charge any fee for submitting a request or connecting with lenders.
Submitting a request through our Service is free. There is no charge to check your options or to be connected with lenders. You are never obligated to accept any offer. If you accept an offer, the lender's terms, including any fees, will apply.
The total cost of any financing depends on the APR, term, and any fees set by the lender. Before accepting an offer, review the lender's disclosure documents carefully to understand the total amount you will repay over the life of the agreement.
APR ranges, repayment terms, and available products may vary by state due to differences in state law. Some states impose caps on APRs or restrict certain financing products. Your lender will disclose the terms applicable to your state before you accept any offer.
For questions about rates and fees, contact us at support@riverstonelendlng.com or 1-888-512-8839, Monday through Friday, 7am–7pm ET.