Last Updated: January 1, 2026
By submitting a request through the RiverstoneLending Service, you authorize RiverstoneLending and the participating lenders in our network to obtain your credit information from one or more credit reporting bureaus, including but not limited to TransUnion, Experian, and Equifax. This authorization allows lenders to verify your identity and evaluate your creditworthiness as part of their underwriting process.
Submitting a request through our Service and checking your options will not affect your credit score. At this stage, any credit check performed is a "soft" inquiry that does not appear to other lenders or impact your score. However, if you proceed with a lender and formally accept a financing offer, that lender may perform a "hard" credit inquiry as part of their final underwriting process. A hard inquiry may appear on your credit report and may affect your credit score.
If you accept an offer from a lender, the lender may report your payment activity to one or more credit reporting bureaus. Timely payments may help build your credit history, while late or missed payments may negatively affect your credit score. The specific reporting practices depend on the lender and are governed by the terms of your agreement with that lender.
You are responsible for providing accurate, complete, and current information when submitting a request. Inaccurate information may result in an incorrect credit evaluation or the inability of lenders to verify your identity. If you believe information in your credit report is inaccurate, you have the right to dispute it directly with the relevant credit reporting bureau.
You may withdraw this authorization at any time by contacting us at support@riverstonelendlng.com. However, withdrawing authorization after a lender has already obtained your credit information will not retroactively remove any inquiry that has already been made. Withdrawal may also prevent lenders from evaluating your request.
All credit information is obtained and used in compliance with the Fair Credit Reporting Act (FCRA) and other applicable federal and state laws governing the use of consumer credit information.
For questions about this Credit Authorization, contact us at support@riverstonelendlng.com or 1-888-512-8839, Monday through Friday, 7am–7pm ET.